Clements Groups
Health Program

Clements Worldwide

For over 72 years, Clements Worldwide has provided insurance solutions to Expatriates, International Corporations and Non Profit Organizations in over 170 countries. By combining our experience, feedback from clients around the world, and our unique access to Lloyd’s of London as a Coverholder, we provide a health program that is insured with an “A” Class Security from Lloyd's of London which gives us the flexibility in structuring and offering a cost effective and quality plan for our clients.

Clements is headquartered in Washington, D.C., U.S. and has wholly-owned subsidiaries in London, England, in the shadow of the Lloyd’s of London building, Brussels, Belgium and in Dubai, UAE.

By partnering with Cigna, Clements Worldwide is further expanding the service offered to its members. When logging into your Cigna portal you will have access to many unique features such as:

  • Search a global network of over 1 million trusted hospitals, clinics and doctors
  • Easily manage your account
  • Submit and track claims in real time
  • 24/7 access to Cigna support
  • IEAP
  • Global Telehealth Services
  • Flexible coverage and customized plan options
  • Risk pooling which includes many different products and organizations in 5 different continents, which leads to lower rates and program stability
  • Passive War coverage included at no cost
  • Strike, Riots, Terrorism etc. coverage included at no additional cost
  • No sports exclusion
  • Clements in-house Claims Concierge Services

To find out more, log in to your  

Personal webpages

Everything you need, on the go

Life can take you many places. The improved settlement notes are available on your personal webpages and now also in the Cigna Health Benefits app.

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