What is International Health Insurance?
An international health insurance plan gives you access to private health care services across the globe.
Cigna's health insurance policies are flexible to suit your needs and budget: you can choose from a range of cover levels and personalization options to find the right plan for you. Our plans cover treatment for both emergency and routine healthcare, and provide you with flexibility in terms of choice of doctor and treatment facility.
How does International Health Insurance work?
With Cigna's international health plans, you can access private healthcare providers anywhere within your region of travel.
This means you don't have to rely on local, public health care systems, which may not meet your needs. You also avoid surprise health care bills and instead pay a regular, predictable premium. If you do need to claim, we can often pay the provider directly.
What Cigna offers you:
Direct billing with most providers
We settle the cost of treatment directly with the provider, so you don't have to foot the bill in your time of need
Complex Case Management / Medical Second Opinion Service
A dedicated nurse to manage any chronic conditions you may have, throughout the lifetime of the policy. We also offer a medical second opinion, for that extra piece of mind
Global care on demand
Speak to a doctor on demand, for consultations or instant advice, wherever you are in the world
Full Cancer Care
No financial limits on cancer treatment, across all levels of cover
What AccessHMO offers you:
AccessHMO provides experienced, personalized guidance to customers considering Cigna Healthcare Global Individual Health options. They can help customers understand available plan options, benefits, and coverage choices, assist throughout the application process, and serve as an additional point of contact for questions related to international health insurance.
For Americans living, working, or retiring abroad, AccessHMO can also provide guidance on how international private medical insurance may complement U.S. health coverage, including Medicare considerations where applicable.
Personalized Cigna Guidance
Experienced, personalized guidance to help customers understand their Cigna Global options and select coverage that best fits their needs.
We Look for Ways to Save You Money
We review plan design, deductibles, available discounts, and eligibility to identify legitimate opportunities to help reduce customer costs.
Americans Abroad & Medicare Coordination
Guidance for Americans living abroad on how international private medical insurance may complement U.S. health coverage, including Medicare considerations where applicable.
35+ Years of Experience
More than 35 years of experience working with Cigna and its predecessor organizations, helping customers navigate their international healthcare coverage.
Ready to choose your plan?
Start your quote todayOr email: cgi.sales@cigna.com Or phone: +1.305.564-7148
Start your quote todayIf calling, choose option 1 and quote AccessHMO when through to one of our agents.
